Payoff Agent
ProcessingHandles lender payoff requests and keeps refinance deals on track.
Payoff request$318,000
Docs queued4 days remaining
Commercial lending software
One platform to run your commercial lending workflow.
Collect applications, gather documents, prepare lender-ready packages, and track every deal from intake to funding.
Live deal flow
Decision-ready pipeline
Application receivedDeal file A
Package builtDeal file B
Lender reviewDeal file C
Funding readyDeal file D
18
Active deals
$4.2M
In review
5 min
Summary time
Platform tools
Everything you need
to move a deal forward.
Each tool handles one critical step, and all of them work together in one system.
Secure Portal
CollectingGives borrowers one place to submit documents and track status.
Bank statements✓ Received
Invoice⏳ Pending
Tax return! Missing
CertDesk
CompliantChecks insurance against lender requirements before funding.
Policy #AC-99218
Coverage$1,000,000
Expiry11/18/26
COMPLIANT
Security Agent
MonitoringMonitors your public surfaces and flags issues early.
TLS posture
DNS exposure
Credential surface
Lender Packet Builder
ReadyBuild one lender-ready package, then reuse it across lenders.
Credit memo
Application
Bank docs
Collateral
COI
Doc Collection
ChasingSends clear document requests and reminders to keep deals moving.
4 of 6 documents received67%
Next reminder queued for 3:00 PM
Why teams switch
Your team should not be stuck chasing documents and managing spreadsheets.
Without CommercialLending.ai
- Manual document follow-up by email
- Rebuilding files for each lender
- Slow, inconsistent deal summaries
- Disconnected tools and poor visibility
With CommercialLending.ai
- Application intake in one place
- Reusable lender-ready packages
- Clear deal status and next steps
- One platform from intake to decision
How it works
From application to funded deal.
Capture the deal, collect documents, prepare the package, and move to lender decision faster.
09:41INTAKEDeal file A · Borrower package received via email forwarding
09:43EXTRACTDeal file B · 38 fields extracted from handwritten application
09:46CERTDESKDeal file C · COI expiry flagged, lender notified
09:52PAYOFFDeal file D · Payoff request processed, docs queued for review
Fields
38
Extracted
Docs
6
Queued
Cycle
12m
Saved
Decision
Ready
Output
For lenders
Review more deals with the same team.
Get cleaner submissions, faster underwriting prep, and better portfolio visibility in one workflow.
→ See lender toolsFor brokers
Submit cleaner deals without rework.
Collect borrower documents, organize deal data, and submit to lenders without rebuilding each file from scratch.
→ See broker toolsCore workflows
The core workflows in one place.
Intake, underwriting prep, collateral checks, document collection, and COI tracking - all connected.
AI Agent Platform
Deploy modular AI agents for payoff, extraction, UCC, collateral, COI, and broker workflows without a monolithic rollout.
Learn moreEquipment Finance Brokers
See the full broker toolkit for lender packet automation, secure document collection, and multi-lender deal execution.
Learn moreCommercial loan origination software
Manage intake, document collection, underwriting prep, and lender packages in one system.
Learn moreEquipment finance underwriting software
Prepare cleaner credit files and speed up underwriting decisions.
Learn moreCollateral intelligence
Run VIN-level checks and collateral risk review before funding.
Learn moreCOI management for equipment finance
Track COI requirements, exceptions, and renewals by lender.
Learn moreYour deal pipeline
Every deal. Every status. One view.
No spreadsheets. No email threads. No calling brokers for updates.
| Borrower | Source | Loan Amount | Stage | Status |
|---|---|---|---|---|
| Deal file A | $125,000 | Package Review | Ready for review | |
| Deal file B | Broker API | $54,000 | Payoff Mgmt | Payoff requested |
| Deal file C | Portal | $230,000 | COI Review | CertDesk flagged |
| Deal file D | $42,000 | Doc Collection | 2 docs missing | |
| Deal file E | API | $62,000 | Underwriting | In progress |
| Deal file F | $230,000 | Funded | Complete |